A MEETING WITH TOBIAS HEYDEN IN MARBELLA
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When it comes to navigating the world of high-end financial advisory, few do it as effectively and passionately as Tobias Heyden from Nowinta. We had the pleasure of meeting Tobias, a seasoned asset manager and financial advisor who joined the Nowinta team in 2018, bringing with him a wealth of experience from his previous work in Switzerland, Germany, and Spain.
TOBIAS HEYDEN: CRAFTING TAILORED FINANCIAL SOLUTIONS FOR MARBELLA’S ELITE
Tobias’s career began within the walls of some of Europe’s most prestigious banks, but his passion for offering personalised financial services found its true home at Nowinta. With over 30 years of collective experience, Nowinta is known for its exclusive focus on delivering tailor-made financial solutions for Marbella’s affluent residents. Unlike large financial institutions, Nowinta prides itself on understanding the specific needs of its clients, most of whom come through word-of-mouth recommendations - a testament to the trust and satisfaction they’ve earned over the years.
BUILDING SUCCESS THROUGH RELATIONSHIPS AND NETWORKING
In the world of high-net-worth financial advisory, relationships are everything. Tobias hit the ground running by inheriting a client portfolio from a bank in Gibraltar, and since then, he’s grown his network through referrals, lawyers, and even local golf tournaments. His commitment to building genuine connections doesn’t stop at the office either. Tobias is a proud member of the Lions Club and actively organizes golf tournaments - a hobby that not only demonstrates his love for the sport but also helps him meet potential clients in a relaxed, personable setting.
A CLIENT-CENTRIC MANAGEMENT APPROACH
One of the key pillars of Tobias’s philosophy is the importance of listening - understanding a client’s unique circumstances and tailoring solutions to meet those needs. His rich and varied background across different financial sectors allows him to create bespoke financial strategies for each individual, ensuring their financial goals are met efficiently. With Tobias, every client feels like they’re his top priority.
UNBIASED, INDEPENDENT ADVISORY - A RARITY IN TODAY’S FINANCIAL WORLD
In a market where financial advisors often have vested interests tied to banks or investment funds, Tobias and Nowinta offer a refreshing approach - completely independent advisory services. Their only compensation comes from their clients, guaranteeing that their advice is objective and free from any external pressures. Tobias’s singular focus is on what’s best for the client, ensuring full transparency and trust.
UNLOCKING THE POTENTIAL OF FINANCIAL MARKETS
Despite the challenges posed by the pandemic and the Ukraine-Russian war the financial markets have shown remarkable resilience. On the one hand, companies adapt their businesses to new circumstances in order to maintain their profitably and, on the other hand, there are New Mega trends driven by technical breakthroughs in different fields like Artificial Intelligence, demographic and social change, emerging wealth etc. Tobias is optimistic about the immediate future, noting that interest rates in the US and Europe are on track to decrease which should result in a soft landing and avoid a recession. The additional liquidity will support growth in the stock market, but it’s important not to forget the risks of a trade war imposed by Donald Trump or the potential escalation of wars in Europe and the Middle East. Therefore, diversification on a global level, as well as across different asset classes (shares, bonds, gold, Bitcoin, etc.), is fundamental to navigating these uncertain times.
THE FUTURE OF FINANCIAL ADVISORY: SOLUTIONS FOR EVERY CHALLENGE
At the heart of Tobias’s success lies his unwavering dedication to finding the best solutions for his clients - whether that means advising on the potential of bonds or helping navigate the complexities of wealth management. He thrives on the challenge of meeting the unique needs of his clients, ensuring their assets are not only secure but also strategically placed for maximum growth.
ABOUT TOBIAS HEYDEN, CEO OF NOWINTA

Tobias Heyden’s journey with Nowinta is a testament to the power of personalized, independent financial advisory services. Through his extensive network, deep industry knowledge, and genuine commitment to client satisfaction, Tobias has cemented himself as one of Marbella’s go-to financial advisors for the elite. Whether you’re a seasoned investor or someone looking to better understand the financial landscape, Tobias and Nowinta stand ready to guide you to your goals.
Urb. Guadalmina Alta Calle 19b, Parcela 828,
Edificio Banús, Portal II bajo, 29670 Marbella, Málaga
Tel: 951 965 333 | www.nowinta.es
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